300%+ average payout increase
Insurance company adjusters work to protect the carrier. Kevin Decapua Public Adjuster documents every dollar of fire, smoke, and soot loss so you don't leave money on the table.
Kevin Decapua · Public Adjuster · 1800Adjusters
Don't Settle Your Fire Damage Claim Alone — Get What You're Owed.
Insurance adjusters work for the insurance company. Kevin Decapua works exclusively for YOU. Maximize your fire claim payout with zero upfront costs.
- Licensed & Bonded Public Adjuster
- Affiliated with 1800Adjusters Network
- No Payout, No Fee Guarantee
Kevin Decapua
Licensed Public Adjuster · 1800Adjusters
- Typical lift
- 300%+
- Upfront cost
- $0
Free inspection
Request Your Free Fire Damage Claim Review
Tell us where the fire, smoke, or soot hit. Kevin Decapua will review your policyholder rights and call you at 917-623-4099 priority.
- — No upfront cost. No payout, no fee.
- — Fire, smoke, soot, and suppression-water losses.
- — NYC, Brooklyn, Queens, Long Island, metro.
Why hire Kevin Decapua?
Kevin Decapua Public Adjuster — fire claims that get fully counted.
How to fight a fire insurance claim starts with representation. The carrier's adjuster is not your adjuster. Kevin documents the loss you actually had.
Detailed structural & contents inventory
A house fire insurance claim in Brooklyn — or anywhere in the NYC metro — is more than walls. We catalog structure, systems, and personal property line by line.
Zero upfront out-of-pocket fees
You pay nothing to start. Our fee is a percentage of the recovery, only if we increase what you receive. No payout, no fee.
24/7 emergency response
Fire doesn't wait for business hours. Call 917-623-4099 for after-hours guidance on mitigation, documentation, and how to fight a fire insurance claim.
Fire & smoke expertise
Built for house fire, smoke, and soot claims
Structural Fire Damage
Framing, roof, electrical, HVAC, and finish systems after a dwelling or commercial fire — scoped for a full replacement-cost claim.
Heavy Smoke & Soot Removal
Long Island smoke damage adjuster work includes HVAC contamination, odor, and contents cleaning that carriers often underpay.
Water Damage from Firefighting Efforts
Suppression water and freeze-out losses are part of the fire claim. We keep those costs from being treated as a separate, underpaid event.
Personal Property & Contents Inventory
Room-by-room contents lists with replacement values — the most commonly missed dollars on a house fire claim.
Loss of Use / Temporary Housing Claims
ALE / loss-of-use benefits for hotels, rent, meals, and extra living expenses while the property is uninhabitable.
Claims process
From first call to recovered dollars
01 Free inspection
We walk the loss, photograph damage, and explain policy rights — no upfront cost.
02 Inventory & estimate
Structure, smoke, water, and contents are documented so the demand matches the actual loss.
03 Negotiate the claim
Kevin works exclusively for you, not the insurance company, through every supplement and delay.
04 Recover what you're owed
You collect. Our fee comes only from the improved recovery — not from your pocket on day one.
Affiliation & trust
Network leverage. Licensed credentials. Contingency only.
1800Adjusters network
Kevin Decapua is affiliated with the 1800Adjusters network — local advocacy with national-scale claim resources.
Licensed New York public adjuster
Licensed and bonded to represent policyholders on fire, smoke, and soot claims across New York.
No payout, no fee
Contingency fee only. If we don't improve your recovery, you don't pay our fee.
Free damage assessment
Start with a no-obligation review. Price range: Free Assessment.
Google reviews
Real clients. Five stars. Ask for Kevin.
House fires, commercial losses, and insurance fights — posted publicly on Google for Kevin Decapua and 1800Adjusters.
5.0
14 five-star reviews featured
Coverage areas
New York City, Brooklyn, Queens, Long Island
Local fire damage public adjuster NYC service with Long Island smoke damage adjuster coverage across Nassau and Suffolk.
New York City
Fire damage public adjuster NYC — Manhattan and the five-borough metro for dwelling and commercial fire claims.
Brooklyn
House fire insurance claim Brooklyn: brownstones, multifamily, and commercial buildings after fire and smoke.
Queens
Residential and mixed-use fire, soot, and suppression-water claims throughout Queens.
Long Island — Nassau
Long Island smoke damage adjuster coverage for Nassau County homes and businesses.
Long Island — Suffolk
Suffolk County fire and smoke losses, including coastal and suburban properties.
NYC Metro Area
Surrounding metro communities in New York that need a dedicated public fire adjuster.
FAQ
Direct answers for homeowners and search
The insurance company's adjuster works for the carrier. A public adjuster like Kevin Decapua works only for you — documenting structural fire damage, smoke and soot, firefighting water, contents, and loss of use so the claim is complete before you settle.